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In recent weeks, Money Mail has revealed how Santander customers are being swindled out of their life savings - and often the crooks employ sophisticated psychological tricks.
We asked professional psychologists to explain what you need to know to protect yourself from a con artist.
The bogus emails (right) - likely to have been sent to thousands of people - are aimed at stealing your bank details by making people think someone has gone shopping using your Apple account.The invoices seen by Mail Online and all headed with the Apple logo, say the user has bought music on i Tunes or purchased a new annual Netflix subscription.Victims scared they have been defrauded have clicked on a 'refund' link where they fill in their card details, which are sent to cyber criminals.And while I tend to prefer the racial diversity of Brazil and Colombia, I have to make an exception for this part of the world.
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